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SECURE PAYMENTS

http://homeandgardenonline.ie use SSL encryption technology, the most advanced and secure way to process online transactions. You can tell whether a page is secure as https will replace http at the front of http://homeandgardenonline.ie in your browser and a small padlock will also appear. 

GlobalSign SSL (Secure Socket Layer) is the industry standard technology used for sending encrypted information between a web browser and a web server. This ensures that the data shared between the browser and the server remains secure and is not read or interfered with. Data security is obviously crucial for successful ecommerce to protect both personal and financial information. SSL involves encrypting data using the Public Key Infrastructure (PKI) where the server creates two cryptographic keys – a Private Key and a Public Key that are used to encrypt and unencrypt the data transmitted.

SSL Certificates - Sharing data securely is one thing, however; equally important is trusting who is at the receiving end. It’s vital to know that the website or online shops, are in fact, who they say they are. An SSL Certificate is issued by a Certificate Authority who verifies the identity of the website and its owners. The SSL Certificate contains the domain name, owner or company name, address, and country details of the website. It also contains the expiration date of the Certificate and the name of the Certification Authority responsible for issuing the Certificate. Finally, the certificate includes the public key of the server which is used for that encryption of data. When your browser connects to a secure website, it retrieves the site’s SSL Certificate and checks that it is in date, that it’s issued by a trustworthy Certification Authority, and that the certificate is being used by the actual website that it’s issued for. If it fails on any one of these checks, the browser will display a warning to the end user letting them know that it cannot verify the website. If the browser suceeds in verifing all of the information it indicates this by displaying a locked padlock icon or similar in the browser status bar. Clicking on this padlock icon will display the certificate information to the user.

CREADIT/DEBIT CARD PAYMENTS

PayPal Payments is our Payment Service Provider (PSP) and we use them to process all card transactions. PayPal use the very latest security technology to ensure that your card details are completely secure when paying on our site. PayPal Payments accept all credit and debit card payments in all currencies. Once you order you will be redirected to PayPal login page to make your purchase through your own PayPal account. No PayPal account? No problem. You can safely checkout through PayPal without an account, simply using your debit/credit card. You can read more about payments security here

The PayPal site is highly secure. PayPal  use industry-leading technology (such as SSL) to keep your information safe. With PayPal, you've got the industry's most experienced fraud team on your side. PayPal processes billions of dollars in payments each year, allowing us to continually perfect our anti-fraud protections. PayPal is committed to protecting the privacy of our users. When you send money using PayPal, recipients never see your bank account numbers or credit card numbers. They only see your email address, date of sign-up, and whether or not you have completed PayPal's Verification process. PayPal automatically encrypts your confidential information in transit from your computer to ours using the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits (the highest level commercially available).

STRIPE credit/debit card payments

Stripe is a payments company specialising in enabling sellers to accept payments online. Founded by Limerick brothers John and Patrick Collison, the company is trusted by thousands of companies, based in Ireland and is currently valued at $3.5 billion. Stripe is certified to PCI Service Provider Level 1, the most stringent level of certification. You can learn more about Stripe here: Stripe.com

 


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